Capital with Conviction
The Private Mortgage Lender
Built for Brokers.
If we say YES, it's funded.
Three Tiers, Built to Reward
Our tiered rewards program is engineered to fuel your growth. As your volume grows, your benefits escalate—giving you faster turnarounds, dedicated support, and an unfair advantage in the market.
Tier 1
Your gateway to the BNQ ecosystem. Enjoy standard 24-hour term sheets, seamless multi-channel submissions, and the unwavering certainty of funding from day one.
Tier 2
Unlock front-of-the-line underwriting priority, a dedicated account representative, and enhanced structuring support to help close your complex files.
Tier 3
Benefit from VIP processing times, custom pricing flexibility, direct access to executive decision-makers, and co-marketing opportunities to scale your brand.
Our Simple Process
Elevate your business with escalating benefits designed for your success.
Register Your Brokerage
Your principal broker completes a one-time brokerage registration. We collect your FSRA brokerage licence, E&O insurance, and deal volumetrics.
Start at Active Tier
All registered brokerages start at the Active tier. Our BDM will reach out within one business day of registration being approved.
Volume Builds Your Tier
As your deal volume with BNQ grows, you move to Priority and Partner tiers — better pricing, faster SLAs, and more direct access.
Submit Every Deal
Use your preferred channel — Finmo, Velocity, Filogix, Scarlett, or BOSS. Our team will respond with a suitable quote after reviewing.
Canada's REAL ESTATE FINANCING PLATFORM
Common Sense Approach to Deals
We are built for brokers who demand results. Expect faster decisions, cleaner commitments, and a partner that never slows down your progress. No moving goalposts—if we say yes, it’s funded.
Residential Lending
Whether you are unlocking equity or securing a new asset, we provide the versatile lending solutions your deals require. Spanning all of Ontario, our capital moves quickly to fund first or second mortgages, bridge loans or equity take outs.
THE LENDING STANDARD
Why BNQ Financial?
BNQ is a broker-centric lender, we are built for brokers who mean business. That means faster decisions, cleaner commitments, and no slowing down your deal. When we commit, we fund.
24-Hour Term Sheets
Certainty of Funding
Built for Brokers
Multi-Channel Submissions
Committed Capital
We deploy committed capital into every transaction. Our decisions are not conditional on syndication, investor approval, or third-party sign-off. When we commit, the deal closes.
Your Direct BNQ Contact
Stephen Watton
Vice President Originations
With more than 20 years of experience across mortgage lending, banking, and financial services, I understand the challenges brokers face in finding the right solution for their clients.
Whether you're looking to discuss a live deal, explore our lending programs, or simply learn more about BNQ Financial, I'd be happy to connect.
Join me for a virtual or in-person coffee and let's talk about how we can help you structure deals, grow your business, and better serve your clients.
BROKER FEEDBACK
Testimonials
About
BNQ Financial is a Canadian real estate financing platform. By assessing every deal on its own merit, we deliver tailored residential and commercial solutions to help clients achieve their goals.
Brokers
Broker Advantage Program
Why BNQ
Register Your Brokerage
Deal Submission Checklist
Borrowers
First Mortgages
Second Mortgages
Bridge Loans
Equity Take Out
Lending Criteria
BNQ Financial
1670 North Service Rd E Unit # 105
Oakville, ON L6H 7G3
Phone: +1 833-800-1444
Canada's Real Estate Financing Platform