You've diligently worked towards boosting your credit score, making you eligible for a new mortgage with improved terms. Alternatively, you might be seeking stability in your payments and contemplating a switch from a variable rate mortgage to a fixed-rate.

Refinancing is not only about securing better terms; it's also a viable option for tapping into your home equity. This can be beneficial for various purposes, including consolidating debt, funding home improvements, making investments, covering college expenses, and more.